Straightforward answers about vehicle protection plans, coverage and the quote process.
An extended auto warranty, more accurately called a vehicle service contract, is an optional agreement that may help cover the cost of certain eligible repairs after the manufacturer's warranty ends.
No. A vehicle service contract is different from car insurance. Insurance typically covers accidents and liability, while a service contract addresses eligible mechanical or component repairs.
It's the formal name for what's commonly called an extended warranty — a contract outlining which repairs may be covered, along with exclusions, limitations and the deductible.
Many plans are available for used vehicles. Eligibility typically depends on the vehicle's age, mileage and condition.
Some providers offer plans for older vehicles, though options and pricing can vary more than for newer vehicles.
Yes. Mileage is one of the main factors used to determine which plans and coverage levels are available for a given vehicle.
Depending on the plan, coverage may include engine, transmission, electrical, cooling, air conditioning, steering, suspension and select technology components.
Vehicle service contracts are generally designed for eligible repairs, not routine maintenance such as oil changes or tire rotations. Review your specific contract for details.
Most vehicle service contracts exclude pre-existing conditions that were present before the contract's effective date.
A deductible is the amount you're responsible for paying out of pocket for a covered repair before the remaining eligible cost is addressed under the contract.
If a covered repair is needed, you typically contact the provider or repair facility to begin the claims process outlined in your contract, which may include authorization steps.
This depends on the specific contract. Some plans allow repairs at a licensed facility of your choice; others may have network requirements.
Terms vary by plan and may be based on a set time period, a mileage limit, or both, as defined in the contract.
Many contracts include a cancellation policy, often with a full refund available within an initial period. Review your specific contract for exact terms.
Pricing depends on your vehicle's year, mileage, coverage level and term length. Requesting a quote is the best way to see options for your situation.
Typically your vehicle's year, make, model and mileage, along with basic contact information.
Still Have Questions?
Reach out and we'll help point you toward the right information.